Being prepared is on top of everyone’s mind these days. While we are largely focusing on preparing for natural hazards, our family’s safety and stability also depend on how we manage our finances day after day.

Many Filipino couples still avoid the money talk, a topic considered as sensitive or even taboo. But the longer couples avoid it, the heavier it becomes to face. Because in truth, not talking about money costs a lot more.

Here’s what really happens.

Every good relationship is built on a strong foundation of trust. This trust entails being open about seemingly small things, like money and spending. We’ve all heard the analogy of a boat: a tiny leak can eventually make it sink.

In the same way, when a small debt is taken without a partner’s knowledge, or when one goes over the budget while the other is focused on saving for the family’s goals, it slowly erodes trust, weakening the couple’s relationship from within.

As if everyday life doesn’t bring enough stress, unspoken financial worries can disrupt couples’ sleep and drain the mental energy they need for parenting, household management, or work. It can even take away those happy, shared meals at the dining table or the joy of playtime with their kids.

In our latest podcast episode, Registered Financial Planner Mariel Bitanga Kintanar of Simply Finance shares how Filipino couples can manage their income together, tackle debt without straining their relationship, and make smarter choices when it comes to saving and investing their hard-earned money.

If you’re ready to take healthy financial steps with your spouse or partner, build your goals with peace of mind, and financially prepare your family for the future, listen to this episode now.

We’d love to know the most valuable gem or insight you learned from this episode. Share it with us in the comments below!